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Last Updated: 15 March 2026
Costs

Closing costs in Austria: What to budget beyond the price

Understand the key fees, a Vienna-style example, and how to plan realistic equity.

A

Ahmet Parlak

Mortgage & Property Finance Expert, Vienna

15 March 2026

Quick answer

  • Transfer tax: 3.5%
  • Land registry: 1.1%
  • Notary: ~1–2%
  • Broker: up to 3–4%

Last updated: 2026-03-15 • Figures are indicative and may vary by region and contract.

Closing costs when buying property in Austria

  1. Transfer tax: 3.5%
  2. Land registry: 1.1%
  3. Notary: ~1–2%
  4. Broker: up to 3–4%

Closing costs usually need to be paid from equity and can add 8–10% on top of price.

Which fees apply to a purchase?

  • Fixed: transfer tax + land registry
  • Variable: notary/contract and broker fee
  • Extras: certified copies and administrative fees

Closing costs table (Austria 2026)

Typical ranges for the main cost items in Austria.

Broker vs no broker costs

  • With broker: +3–4% of price
  • Without broker: total costs often 6–8%
  • Compare broker fees against your equity buffer

Example for €450,000 purchase price

Expect roughly €40k in additional costs depending on the deal.

How to plan equity plus fees

  • Include fees in your equity plan and check for primary-residence discounts.

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Sources

FAQ

Typically around 8–10% of the purchase price.

Sometimes, but banks prefer them paid from equity.

Primary-residence relief can apply to land registry fees.

At the time of ownership transfer, before land registry entry.

Look for direct, broker-free listings.

Extra fees like certifications, contract drafting, or small fixed charges are often forgotten.

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Disclaimer: These calculations are estimates and provided for informational purposes only. Actual costs and outcomes may vary based on individual circumstances, market conditions, and specific loan terms. Please consult with a financial advisor or mortgage broker for personalized advice.

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