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DACH Mortgage Rates

Compare current mortgage rates in Austria, Germany, and Switzerland

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Rates and banks are shown based on selected country

Last Updated:4/12/2026
🇦🇹

Mortgage Rates

Austria • EUR

Hypo Tirol Bank logo

Hypo Tirol Bank

Variable Rate

Rate

2.74%

Type

Variable

Term

10-30 years

Last verified: 4/12/2026

Website
Volksbank logo

Volksbank

Variable Rate

Rate

2.85%

Type

Variable

Term

10-30 years

Last verified: 4/12/2026

Website
Easybank logo

Easybank

Variable Rate

Rate

2.88%

Type

Variable

Term

10-30 years

Last verified: 4/12/2026

Website
Raiffeisen Bank logo

Raiffeisen Bank

Variabler Wohnkredit

3-Monats-EURIBOR + Aufschlag

Rate

2.89%

Type

Variable

Term

10-30 years

Last verified: 4/12/2026

Website
Hypo Tirol Bank logo

Hypo Tirol Bank

Fixzins 10 Jahre

Rate

2.95%

Type

Fixed

Term

10 years

Last verified: 4/12/2026

Website
Easybank logo

Easybank

Fixzins 10 Jahre

Rate

3.04%

Type

Fixed

Term

10 years

Last verified: 4/12/2026

Website
Volksbank logo

Volksbank

Fixzins 15 Jahre

Rate

3.18%

Type

Fixed

Term

15 years

Last verified: 4/12/2026

Website
Raiffeisen Bank logo

Raiffeisen Bank

Fixzinshypothek 10 Jahre

Rate

3.19%

Type

Fixed

Term

10 years

Last verified: 4/12/2026

Website
Bank99 logo

Bank99

Fixzins 15 Jahre

Rate

3.22%

Type

Fixed

Term

15 years

Last verified: 4/12/2026

Erste Bank logo

Erste Bank

Fixzinskredit 10 Jahre

Rate

3.29%

Type

Fixed

Term

10 years

Last verified: 4/12/2026

Website
BAWAG P.S.K. logo

BAWAG P.S.K.

Fixzins 10 Jahre

Rate

3.35%

Type

Fixed

Term

10 years

Last verified: 4/12/2026

Website
Erste Bank logo

Erste Bank

Fixzinskredit 15 Jahre

Rate

3.44%

Type

Fixed

Term

15 years

Last verified: 4/12/2026

Website
Hypo Niederösterreich logo

Hypo Niederösterreich

Fixzins 20 Jahre

Rate

3.44%

Type

Fixed

Term

20 years

Last verified: 4/12/2026

Website

Oberbank

Fixzinskredit 15 Jahre

Rate

3.54%

Type

Fixed

Term

15 years

Last verified: 4/12/2026

Website
Bank Austria logo

Bank Austria

Fixzinskredit 20 Jahre

Rate

3.72%

Type

Fixed

Term

20 years

Last verified: 4/12/2026

Website

15 rates shown

📊 Methodology

Mortgage rates for [object Object] are collected daily from banks' official websites. Rates shown are for general reference. Final rates may vary based on your individual circumstances.

🔗 Sources

All rates are sourced directly from banks. Use "Website" to open the official bank page.

Last updated: 4/17/2026

⚠️ Disclaimer

Mortgage rates shown on this site are for informational purposes only. WelcherKredit is a comparison platform and does not provide loans. For final loan terms, please contact the bank directly. Rates shown may change at any time and may not include all fees.

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Disclaimer: These calculations are estimates and provided for informational purposes only. Actual costs and outcomes may vary based on individual circumstances, market conditions, and specific loan terms. Please consult with a financial advisor or mortgage broker for personalized advice.

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