Am I Eligible for a Loan?
Quickly check your mortgage eligibility
Property Price
€ 300.000
€100k€1M
€ 60.000 (20%)
€0€ 150.000
25 years
535
Monthly Net Income
€ 2.500
€1k€15k
Assumptions
Interest Rate3.5%
Inflation Rate4%
Additional Purchase Costs10%
Loan Amount€ 270.000
Total Cost€ 330.000
Unfortunately, insufficient income
Monthly Payment
€ 1.352
Income Ratio
54.1%
Recommendation
Your monthly net income must be at least € 3.379
Your Current Income
€ 2.500
Required Minimum Income
€ 3.379
This result is not a final approval.
Next Steps
Your inputs are stored locally in your browser only.
Calculation based on standard annuity formula with Austrian closing cost logic.
Next Steps
Continue with your budget